Software capable to connect diferents financial entities to offer a variety of services, within the financial standard (ISO 8583).

It connects to any system, operating 24/7 within different financial institutions integrated to GlobalNet and Unibanca networks. Its open architecture allows to offer new services and connect to more streams without carrying out additional operations, as long as these streams handle the international financial standard (ISO 8583).

Providing access to this stream is convenient as the number of ATM machines installed is growing, in an imminent trend within most countries  At the beginning of 2017, 3 million ATMs were reported worldwide with an average of 800 financial transactions each one, this meaning 24 billion transactions per month. In addition, these numbers are projected to grow to over 3.5 million by 2020.

Features

xRQ works as a bridge among financial entities and attention streams, providing different services according to its features.

ServicesWithdraw cashBalance inquiry Transfer money and pay billsPay credit cards bill online Other transactions

StreamsATMMobile bankingHomebankingPOS

PlatformSoftware AgnosticHigh availabilityOpen architecture that allows growing services.Operates according financial standard (ISO 8583)